Money can be a touchy subject. But when it comes to the home purchase process, it is necessary - not only necessary, but a crucial first step. It sets the stage for a successful journey and when you are establishing your team of real estate professionals, selecting and building a relationship with a strong local lender should be one of your top priorities.
You may be asking, "why do I need someone local when there are so many options available online?" That's a great question! First and foremost, the lender you ultimately select should be based on reliability and reputation. Your realtor can certainly offer recommendations based on their experience, but it is always prudent to talk with friends and family who've purchased a home to find out their experience, to read reviews, and to interview lenders, before you make your selection. You want to ensure that the relationship that is forged will be one of trust, transparency, and top-notch service. Many lenders can offer a variety of loan programs however one of the main benefits of using a local lender is their specific knowledge of the local market even down to neighborhood trends, which can help them tailor a plan that will align with your specific needs.
When choosing a lender, think long term, not just through the duration of the real estate purchase process. Your lender should want to listen to your needs now AND your vision for the future and be willing to work to put together a plan together to help you create wealth that will support you in reaching all of your goals.
If you're ready to connect with a lender, let's chat!